two men in suit sitting on sofa

Your goals are our top priority. Nothing else matters.

You might be wondering why you don't see any awards or logos from big-name partners here? It's simple: Our financial advice is impartial. We don't sell products, we offer objective advice based solely on your financial situation, budget and individual goals - both personal and professional. Our aim is to find the best and most cost-effective solution for you that will give you long-term satisfaction. After all, the most valuable investment is your future.

Your Money, your decision

clear hour glass
clear hour glass
burned 100 US dollar banknotes
burned 100 US dollar banknotes
woman in blue long sleeve shirt using silver macbook
woman in blue long sleeve shirt using silver macbook


Option 2:
You acquire the knowledge I have built up over seven years of daily practice. You invest a lot of time and money in learning and gaining experience - time that could be better spent, and money that could be better spent.


Option 1: You take the traditional route and pay hidden monthly commissions over your entire investment horizon of 10 to 30 years. This can quickly add up to four to six figures, depending on the size of your investment.

Option 3: You can get detailed information from us in a free initial consultation. We'll show you how we can analyse, initiate, optimise and perfect your personal financial situation in terms of investments.

Let us walk the path of honesty together

Cost comparison: independent fee-based advisor vs. bank advisor vs. fee-based advisor (commission)

time lapse photography of several burning US dollar banknotes
time lapse photography of several burning US dollar banknotes
focus photography of person counting dollar banknotes
focus photography of person counting dollar banknotes
burning banknotes
burning banknotes

Fee-based consultant commission

Commission consultants at the bank

Independent fee consultant

  • a transparent, fair fee

  • No dependence on product commissions

  • Clear, transparent costs

  • No long-term fees

  • Closing commission ( 3-5 % )

  • Portfolio commission (0.25 - 0.5 % p.a.)

  • Dependence on the products that his bank pretends to sell him.

  • Annual commission 0.5 - 1 % of the custody account volume

  • Example 1% of 40,000 Euro deposit are 400 Euro costs without provision of a service

Your personal self-test

If you're still unsure and prefer the traditional commission-based advice of a bank, no problem, it's your money. But remember, if your bank adviser suggests an investment, just ask: 'Do you have this yourself? 99% of the time we know the answer. That's when you'll know whether you're dealing with a salesman or an independent financial adviser.