Our goal is to optimise your financial situation in a sustainable way. Together, we will lay a solid foundation so that you can organise your finances for the long term and look to the future with confidence - without constant worry about your money. As an independent financial adviser, we offer transparent, honest and personalised advice. We know how opaque banks and financial intermediaries can be and how hidden commissions can erode your assets. These funds could be used specifically for your financial goals - more efficiently,

Your financial success is our common goal

Why I do it - and why you can trust me

Financial advice should be honest, transparent and in the client's best interests - but my own experience has been the opposite. I was repeatedly misled by insurance, bank and building society advisers. They kept telling me it was in my best interests - but in the end it was all about their profits. I asked myself: Why is there so little real fairness in this industry? Why do commissions often come before the needs of the customer? I wanted to change that and create an honest, transparent and independent advice service - without inferior or overpriced products. Having successfully completed all the legal and professional requirements necessary for this project, I now help others take control of their finances. Independently, transparently and fairly. I don't work for banks or insurance companies, I work for you.

My aim is to help you make informed decisions and get exactly what's right for you - without empty promises. If you're looking for financial advice you can trust, you've come to the right place. Let's find a better way together!

From passion to calling to profession

Last doubts?

Still unsure? That's completely understandable – after all, our approach to financial advice is different from the traditional bank consultation. But independent studies, consumer advice centers, and specialist articles all show the same thing: fee-based advice is more transparent, independent, and free of the conflicts of interest typical of commission-based advice. And the best part? You'll save considerable money in the long run! See for yourself – a quick Google search is all it takes.

Here's an objective and unbiased video explaining the differences, advantages, and disadvantages of commission-based and fee-based consulting—including a detailed presentation of the strengths and weaknesses of both approaches. Please take a moment to watch or skip to minute 9:28.

What is fee-based consulting anyway?

Fee-based advice is an independent form of financial advice in which the advisor is compensated exclusively by the client through a pre-agreed fee. This type of advice focuses on specific financial topics such as financial planning, investments, and retirement planning. The advisor receives no commissions or compensation from third parties, ensuring transparency and freedom from conflicts of interest. Clients benefit from independent advice without commission-based interests influencing product selection. Financial products in fee-based advice have lower overall costs and offer a high degree of flexibility. Unlike salespeople, fee-based advisors focus on providing advice and making well-founded recommendations that are in the client's best interest.